Many residents of the DC, Maryland and Northern Virginia see swarming insects on their property and are not sure whether they have a termite problem or an ant problem! Both types of insects will swarm, but if you can get a good luck at a few of the insects, there are some key differences. Ants have a distinct “pinched” waist, elbowed antennae and two pairs of wings of unequal size with visible veins. They have three distinct body segments, the head, thorax (middle) and abdomen. On the other hand, termites have two pairs of wings without visible veins that are of equal size and double the length of the body.